Transit Insurance for Home Shifting: Is It Worth It?

Professional movers take great care of your belongings, but long-distance journeys carry some risk. Transit insurance gives you peace of mind for high-value moves. Here's how it works.

What it covers and what it costs

Transit insurance protects your goods against damage or loss while in transit. The premium is usually a small percentage of the value you declare — on Packerwala it is 3% of your declared goods value, which you can opt into while booking.

What is usually NOT covered

Read the fine print — common exclusions include:

• Glass items and very fragile decorative pieces.
• Pre-existing damage not noted at packing.
• Cash, jewellery and valuables (keep these with you).
• Items you packed yourself rather than the movers.

Should you opt in?

For a short local move, it's usually optional. For a long intercity haul of a full home or high-value electronics and furniture, transit insurance is worth the small premium. On Packerwala you simply tick the insurance option, declare your goods value, and our team arranges the cover.